Futures Trading Risk Disclaimer
Futures trading involves substantial risk and is highly speculative. Market conditions can change rapidly, and prices may become extremely volatile. As a result, you may experience significant financial losses, including the possible loss of your entire investment.
Futures trading is not suitable for all individuals. Before participating in futures trading, you should carefully consider your financial situation, experience level, and risk tolerance. You should only trade with funds you can afford to lose.
No representation is being made that any account will achieve profits or avoid losses. Past performance is not indicative of future results. Individual performance varies, and there is no guarantee you will achieve similar results to any examples shown.
Except for the specific conditional refund guarantee described in the Refund Policy below, by using Stonks University and/or Raj Tradez services, you acknowledge that no guarantees, promises, or assurances of profitability or trading results have been made.
CFTC Rule 4.41 — Hypothetical Performance Disclaimer
Hypothetical or simulated performance results have inherent limitations. Unlike actual trading performance, simulated results do not represent real trading conditions. Since trades are not executed in live markets, results may not account for factors such as market liquidity, slippage, or changing market conditions.
Additionally, simulated trading programs are often created using hindsight and historical data, which can affect accuracy. No representation is being made that any account will achieve profits or losses similar to those presented on any Stonks University or Raj Tradez materials.
Educational Purposes Only
Stonks University and Raj Tradez provide educational content, mentorship, and informational materials for educational purposes only. We are not registered as financial advisors, Commodity Trading Advisors (CTA), or Commodity Pool Operators (CPO).
Nothing provided through our services should be considered financial advice, investment advice, or trading recommendations. We do not solicit the purchase or sale of any financial instruments.
All trading decisions are made solely by you, and you assume full responsibility for your actions.
User Acknowledgment
By accessing or using Stonks University services, you acknowledge and agree that: futures trading involves significant risk; you are solely responsible for all trading decisions; you will not trade with money you cannot afford to lose; you understand that no profits are guaranteed; you accept full responsibility for any losses incurred; you understand that any conditional refund is subject to the specific requirements stated in the Refund Policy; and you will seek independent financial advice if necessary.
Limitation Of Liability
To the fullest extent permitted by law, Stonks University and Raj Tradez shall not be held liable for any losses, damages, or financial harm resulting from trading activities.
All services are provided "as is" without warranties of any kind, either express or implied, except for any specific conditional refund expressly provided under the Refund Policy.
You assume full responsibility and risk when engaging in futures trading.
Our total liability, if any, shall not exceed the amount paid for our services, except where applicable law requires otherwise.
Intellectual Property
All materials, content, branding, and educational resources provided by Stonks University and Raj Tradez are protected by copyright and intellectual property laws.
You may not reproduce, distribute, sell, or share any materials without prior written permission. Unauthorized use, reproduction, or distribution is strictly prohibited.
Compliance & Regulatory Notice
Users are responsible for ensuring their trading activities comply with all applicable laws, regulations, and jurisdictional requirements.
Stonks University and Raj Tradez are not registered with any regulatory authority and provide educational services only.
Refund Policy
Free trainings, webinars, and content carry no fees and no refunds.
Paid programs are digital services that begin immediately upon purchase. Except as stated in this Section or required by law, all sales are final.
Where a program is advertised with a conditional refund guarantee, including the guarantee that if you do not receive any payout, you may qualify for a 100% refund of the program fee paid to us, the refund applies only if all of the specific written conditions provided at the time of purchase are satisfied.
These conditions include, at a minimum:
The refund request is made within the refund period stated on the program's sales page or order form at the time of purchase.
You completed the program curriculum and all required activities.
You followed the risk management rules taught in the program and can provide documentation demonstrating compliance.
You traded the taught strategy in at least one prop firm evaluation or funded account during the refund period and did not receive any payout.
You provide complete trading records and prop firm account statements when requested.
You submit a written refund request to raj@proprinser.com before the refund period ends.
If all applicable conditions are satisfied and the refund is approved, the refund will be 100% of the program fee actually paid to us.
Refunds under this policy do not include prop firm fees, evaluation fees, broker losses, trading losses, platform or software costs, or any other third-party expenses or costs.
We may verify trading records, account statements, and other documentation before approving a refund. Failure to satisfy any of the stated conditions may result in the refund guarantee not applying.
EU/UK consumers: if you buy a digital service you may have a 14-day right of withdrawal; by requesting immediate access, you acknowledge that you may lose that right once the service has been fully delivered, and that we may retain a proportionate amount for services delivered before withdrawal. Nothing in this Section limits rights you have under mandatory consumer law.
Modifications & Governing Law
We reserve the right to modify, update, or change these terms at any time. Changes become effective immediately upon posting. Continued use of our services constitutes acceptance of any updated terms.
These terms shall be governed by applicable laws. Any disputes arising from the use of our services shall be resolved through binding arbitration where permitted by law.